Sparcademy
Free tool

ESA budget planner

An education savings award goes further with a plan. Pick your state, enter your annual amount, and sketch out the year — curriculum, tutoring, materials — before you spend a dollar. Free, printable, and nothing you type is saved or sent anywhere.

1. Pick your state

These are the states we cover that currently run an education savings program.

How this works

  • The expense categories for each state come from that program’s official materials — the same sources cited on our state guides.
  • Award amounts are prefilled from the published range, but every family’s award is different — use the number from your own award letter.
  • Your plan stays in your browser. We don’t store it, and we never ask who you are to use this page.

This tool is general planning help, not financial or legal advice. Program rules change — always confirm a purchase is covered in your program account before buying.

Program details, verified against official sources